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VeriPayVeriPay

Everything VeriPay does, in one conversation.

These are the things VeriPay can do today, on WhatsApp. Nothing on this page is planned or coming soon — if it is described here, it works now.

Send money

Transfers to any Nigerian bank or fintech, with the person’s real name confirmed before you approve anything.

  • The name is checked before you send

    VeriPay confirms the account holder's real name with their bank and shows it to you before anything moves. You approve a person, not a string of digits.

    VeriPayOnline
    Send 40,000 to 0227481990 Access Bank

    Recipient verified with the bank

    Ibrahim Musa Bello

    Access Bank

    0227481990

    Is this the right person? Enter your PIN to approve.

  • Pay several people in one instruction

    Send to two or more recipients at once. Each transfer is processed on its own, so one failure never holds up the rest of the batch.

    VeriPayOnline
    Send 15k to Tunde, 8k to Amaka and 12k to Chidi

    Batch of 3 · processed independently

    Tunde AdeyemiSent
    Amaka EzeSent
    Chidi NwosuAccount closed

    The returned amount goes straight back to your balance.

  • Save people by the name you call them

    Save a recipient once and address them by nickname afterwards. Send 5k to Mum resolves to the account you already saved.

    VeriPayOnline
    Save this account as Mum
    Saved. You can now say “send to Mum” and I will use this account.
    Send 5k to Mum

    Recipient verified with the bank

    Adaeze Okafor

    GTBank

    0142783365

  • Send a photo instead of typing digits

    Photograph an account number and VeriPay reads it at the right point in the conversation, so a ten-digit number never has to be retyped by hand.

    VeriPayOnline
    [ photo of an account number ]
    I read 0227481990, Access Bank. Checking the name now.

    Recipient verified with the bank

    Ibrahim Musa Bello

    Access Bank

    0227481990

  • Receipts anyone can check

    Every completed transfer sends an image receipt carrying a public link. Whoever you send it to can open that link and confirm the payment is genuine, without an account of their own.

    VeriPayOnline
    Send me the receipt for that transfer

    Sent

    ₦40,000.00

    to Ibrahim Musa Bello

    Receipt VP-3RW7-1990 · verify online

Pay bills

Airtime and data
Top up any Nigerian network, for your own number or somebody else's, by saying what you want.
Electricity
Top up a prepaid meter in the same conversation, with the token returned to you in the chat.
Cable television
Renew a subscription without leaving the thread or opening another app.
Cashback on eligible purchases
Eligible bill purchases earn automatic cashback, credited to your VeriPay balance.
VeriPayOnline
Buy MTN data for 08012345678
2GB monthly. I’ll show you the exact fee before you approve.

Delivered

MTN 2GB · 30 days

08012345678

Cashback credited to your balance.

Crypto

Bitcoin, USDT and USDC
Each asset gets a permanent deposit address, so the address you save today still works next month.
Converted to naira automatically
Once a deposit confirms on-chain it is converted and credited to your naira balance. There is no separate crypto balance to manage.
Spendable straight away
Once credited it behaves like any other naira in your account — send it to a bank, or pay a bill with it.
VeriPayOnline
I want to deposit USDT

Your permanent USDT deposit address

TQn9Y2khEsLJW1ChVWFMSMeRDow5KcbLSE

Converted to naira and credited once the deposit confirms.

Security

The parts of VeriPay built for when something goes wrong. The security page covers these in full.

  • Freeze without your phone

    The freeze is designed not to depend on the SIM in your handset. If you have linked an email, that email and your PIN are enough — from any device, including this website.

    VeriPayOnline
    Freeze my account

    Account frozen

    No transfers, bill payments or withdrawals can be made. Unfreezing needs your identifier, your BVN and your PIN.

  • Check a number before you pay it

    Anyone can check whether a bank account, phone number or link has been reported as a scam by the community — no VeriPay account required. Registered users can file reports.

    VeriPayOnline
    Is 08099887766 a scam?

    Reported by the community

    This number has been reported. Community reports are not proof on their own — treat one as a reason to slow down and verify.

  • Disputes reviewed by a person

    File a dispute with a category, a reason and an optional photo. Staff review it, and where it is upheld the refund goes back to your wallet.

    VeriPayOnline
    I want to dispute a transaction
    Choose a category and tell me what happened. You can attach a photo as evidence.

    Dispute filed · awaiting staff review